A Medicare Supplement is insurance designed to supplement Original Medicare (Part A&B) coverage. It can provide comprehensive coverage of Medicare eligible expenses that Original Medicare does not cover, but does not include Prescription Drug coverage. Insured may see any doctor or provider who accepts Medicare. Policies may be subject to medical underwriting in some instances, in certain States. All policies issued in Massachusetts are guarantee issue.

Representing:
AARP
United Health Care
Mutual of Omaha

Hospital Indemnity Insurance is designed to pay a set benefit for hospitalization. The Beneficiary must continue to pay their Part B premium. Designed for clients who have Original Medicare and are facing a Part A Deductible or for those with a Medicare Advantage Plan with In-Patient Hospital co-pays.

It is a cost-effective way to address potential out-of-pocket expense while in the hospital. There is no network requirement. Benefits are paid directly to the insured, not to the hospital. Pre-existing condition limitations do apply.

Representing:
GTL
Power Plan Senior – NACHP

Short-term health insurance plans provide you with coverage for a limited period of time, and may be an ideal solution for those between jobs or those waiting for other health insurance to start. It protects you and your family from the devastating medical bills and debt that unexpected illnesses and injuries can leave behind. In many cases, coverage may begin within 24 hours of applying.

Representing:
Assurant Health
Health Plan Administrators – HPA